TLC Real Estate



Posted by TLC Real Estate on 8/5/2020

 

Sophisticated and luxurious retreat that reflects the magic of the Hingham waterfront. Escape to home sweet home at BRIO where you'll find stylish single-living condominium homes, an elevated waterfront courtyard, and stunning sunsets. Located in the vibrant Hingham Shipyard, BRIO is just steps from shops, dinning, groceries stores, entertainment and the ferry into Boston.




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Categories: Buying a Home   Real estate   Relocating  


Posted by TLC Real Estate on 10/23/2015

Owning your own house or apartment is a gratifying experience, as you not only have a place you can call home, but you also have the freedom to live the way you choose once you enter your domain. However, to find a home that can truly make you happy, there are a few points that you should consider beforehand. The first point to think about is the neighborhood (where your home will be located). This is important, because you need to feel that the area you are living in will be safe from crime, and that it will also be easy to commute to work on a daily basis. In the end, you do not want to spend too much time traveling in the evenings or in the mornings, as this can only make life more difficult. The next point to think about is how much space you want, as well as how many responsibilities you are willing to put up with. In other words, you could either choose to find a home that has a huge garden and a swimming pool, which is perfect if you enjoy gardening and going out for a swim, or, you could decide to do away with these extra bells and whistles if you hate gardening and do not want to spend time cleaning the pool. In other words, you want a home that you can truly feel comfortable living in, as this in turn will ensure that you can keep your life as stress free as possible. Price is always important, and you want to make sure you look for a home that you can afford. There are a lot of other expenses you have to think about, cable TV, insurance, taxes, telephone, heat, electric, maintenance etc. So make sure you factor all of these into your monthly budget. You do not want to be house poor and buying a home that you may fall in love with can in the end be very stressful if you are struggling to pay for it every month. Look for a home at a good value and that may need some cosmetic fix ups and grow into the home with home improvements down the road. This will bring value to your home and in turn be a good invest when you go to sell the home.





Posted by TLC Real Estate on 6/12/2015

Paying off your mortgage early and having no bills sounds like a no brainer. The answer however is not so simple. The answer really is; it depends. First you need to ask yourself a few questions. 1. Have you capitalized your employer’s match to your retirement savings? If the answer is no and you are not contributing the maximum than you are throwing away free money. You may want to consider putting your money here before paying down your mortgage. 2. Do you have other debt other than your mortgage? Pay off high interest credit card debit first. It makes no sense to pay off a lower interest loan and carry high interest debt. 3. Do you have an emergency fund? Experts suggest at least a three month supply of living expenses. Some even go as much as twenty four months of living expenses after the turn in the economy and job market. It makes more sense to have money set aside for a sudden loss of income before you pay off your mortgage. 4. Do you owe more than your house is worth? If you are upside down you are more susceptible to foreclosure. Ask yourself how much how much you enjoy living there. Would you be willing to buy it again for more than it is worth now? 5. Do you have life, health and disability insurance? If you are the main source of income in your household what would happen if you were no longer able to make the payments? Putting safety nets in place first is a wise idea. 6. Do you believe you can get better return investing elsewhere? Paying off your mortgage is an investment decision. Ask how does paying off my mortgage stack up with other investment options? 7. Are you thinking of retiring and want to live with the worry of a payment? The thought of living on a fixed income can be scary. Paying off your mortgage may give you peace of mind. There is no right or wrong answer to this question. It really comes down to what is most important to you. Sometimes, the answer is not based just on dollars and sense and more on what works for you, your life, your family situation and just plain old personal preference.





Posted by TLC Real Estate on 5/29/2015

One of the best ways to shop for property is by doing it through this website. This site will provide you the most up to date information on homes for sale in your area.  The only thing you need to do is click the search button and decide which of the homes you feel suits your needs. One reason why this site is so effective in helping you find the perfect home for you and your family is because new updates happen every 15 minutes. You will have the latest information on new listings, price changes, back on markets and open houses. The best part is that once you begin searching through the lists of homes this site has for sale, you do not have to leave the comfort of your own home. With less stress surrounding you, it becomes easier to begin your search, and this in turn means that you will have the right mindset to find a great piece of property that you can call home. If you want to keep up to date without searching, you can sign up to receive daily email alerts. The alert will email you every morning with new listings, price changes, back on markets and open houses in your towns and price range. This daily email program allows you to find you the perfect home. In your search you can choose the number of bedrooms and bathrooms you prefer, the area it should be located in, and the overall price range that you are willing to budget for. And don't forget I am always a phone call away when you are ready to learn more about the homes you have been searching.




Categories: Real estate  


Posted by TLC Real Estate on 4/10/2015

When you are buying a home the costs really add up and you may start thinking about where you can save money. One question that many buyers ask is do I need a home inspection? Most often the answer to the question is yes! A home inspection is an objective examination of the home and its systems. The inspection covers the entire house from the roof to the foundation. A home inspection will cover the home's foundation, basement, structural components, roof, attic, insulation, walls, ceilings, floors windows and doors. It will also examine the heating system, air conditioning, plumbing, and electrical systems. Because a home is often the largest single investment you will ever make it is important to know as much as you can about the home before you buy it. A home inspection will help you identify any needed repairs as well as what is needed to regularly maintain the home. The home inspection will help you proceed with the purchase with confidence. When choosing a home inspector cost shouldn't be your first consideration. Look for the inspector's qualifications, experience, training and compliance with state regulations. Remember, that no house is perfect. There are bound to be issues with almost any home use the information to decide if the house is right for you.

 
 
   







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