Purchasing a home may prove to be a long, arduous process, particularly for individuals who fail to prepare for potential house buying hurdles. Thankfully, there are several things that you can do to put yourself in position to enjoy a successful homebuying journey, such as:
1. Establish Realistic Expectations
Much in the same way that Rome was not built in a day, you should not expect to find and acquire your dream house right away. If you establish realistic expectations from day one of the homebuying journey, you can identify and resolve potential problems before they escalate.
Think about why you want to buy a home, where you want to reside and other homebuying factors. Then, you can make a list of homebuying goals and criteria. And once you have this list in hand, you can map out your quest to achieve your desired house buying results.
2. Get Your Home Financing in Order
If you find a home you want to buy but cannot quickly obtain financing for this residence, you may lose the house to a rival buyer. On the other hand, if you start a home search with a mortgage in hand, you could seamlessly navigate the homebuying journey.
To get pre-approved for a mortgage, you should meet with a variety of banks and credit unions. These financial institutions employ mortgage specialists who can teach you about all of your home financing options. Next, you can select a mortgage that enables you to acquire your dream residence without spending beyond your means.
3. Hire a Real Estate Agent
Oftentimes, it helps to hire a real estate agent prior to launching a home search. Because if you work with an expert real estate agent, you can gain comprehensive homebuying insights that you may struggle to obtain elsewhere.
A real estate agent understands what it takes to purchase a house in any housing market, at any time. First, he or she will learn about you and your homebuying expectations. A real estate agent then will craft a plan designed to help you identify your ideal residence. This housing market professional next will put this plan into action and ensure you can check out a broad array of quality residences. Finally, when you discover your dream house, a real estate agent will help you submit a competitive offer to acquire this home.
Let's not forget about the assistance that a real estate agent provides after a seller accepts your offer to purchase his or her home, too. At this point, a real estate agent will help you schedule a home inspection and finalize your house purchase. And if you ever have concerns or questions before you complete your home purchase, a real estate agent is happy to respond to them.
There is no telling what challenges you may encounter when you try to buy a house. With the aforementioned tips, you can minimize risk during the homebuying journey. Perhaps best of all, these tips could help you speed up your quest to find and purchase your dream home.
The modern human doesn’t always follow the natural order of things. For example, we often eat by the clock. We eat in the morning before work or school whether we are hungry or not. We snack at our morning coffee break. Then our lunchtime schedule again must coincide with our workplace or school day schedule. In the evenings, however, it seems we have more control over our appetite. Sometimes, though, even our evening meals don’t follow the plan we intend. We have after school or after work activities, homework, projects, social times. All sorts of things dictate our meal times. But the thing we rarely pay attention to is our natural rhythm.
Circadian rhythm: eating with the day
According to recent research, healthy eating may be less about what is on our plate as it is about when it’s on our plate. In fact, the latest science reveals that when we eat may be a more significant factor than what we eat. The truth is that our three-square meals may not jive with the rhythm of our metabolism.
Your metabolism is your body’s energy usage. Your circadian rhythm is your body’s internal clock that tells your body what it needs when it needs it. And a more natural way to align your body’s internal clock is not with your smartwatch. It’s with the sun.
So, if your job dictates that you rise before the sun is up most of the year, forcing your body to digest food that early might be preventing you from losing weight. The research shows that eating outside your body’s circadian rhythm might increase being overweight, metabolic syndrome and diabetes, and even up your risk of cardiovascular disease.
Aligning your eating times with your natural daily cycle improves weight loss, increase energy, and improve your general health. How do you do it?
- Follow the sun. Don’t eat before the sun rises in the morning. But once the sun is up, break your fast with something. Morning calories seem to burn more quickly than calories consumed later in the day since your body is replenishing what is used up overnight.
- Stop eating in the afternoon. The studies showed that eating past mid-afternoon (about 3 PM) hindered weight loss in the study participants; while those that stopped eating by the middle of the afternoon tended to lose more weight than their cohorts.
- Additionally, better results came from eating the highest caloric meal at breakfast with a smaller lunch and even smaller dinner.
- Keep your eating inside an eight-hour window. That means starting your first meal and ending your last meal within the window and not eating or fasting for the remaining 16 hours of the evening and overnight.
Consider trying this eating cycle for 30 days and enlist family members to join you. You may just love you’re your new rhythm of life.
